The terms that apply when you use this site.
Using this site means accepting the terms set out on this page.
Using the site
You are welcome to read, print and link to anything here. Republishing a piece in full, or presenting it as your own, is not permitted.
Accuracy
Everything is checked when it is written and carries the date it was last changed. Rules move, so check that date before relying on a page.
This is not advice
What is here is general information, not advice about your situation. Where a decision carries real cost, speak to someone qualified to look at the specifics.
Changes to these terms
These terms may change. The version on this page is the one that applies.